Terms and Conditions
These terms and conditions ( the “Terms and Conditions”) govern the use of www.swankyfinance.com (the “Site”). This Site is owned and operated by Swanky Finance. This Site is an e-commerce/Finance website.
By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.
All Content published and made available on our Site is the property of Swanky Finance and the Site’s creators. This includes, but not limited to images, text, logos, documents, downloadable files, and anything that contributes to the composition of our Site.
As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:
- Harass or mistreat other users of our Site;
- Violate the rights of other users of our Site;
- Violate the intellectual property rights of the Site owners or any other third party to the Site;
- Hack into the account of another user of the Site;
- Act in any way that can be considered or perceived to be fraudulent; or
- Post any offensive or inappropriate material
If we believe that you are using our Site illegally or in a matter that violates these Terms and Conditions, we reserve the right to limit, suspend, or terminate your accounts and access to the our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.
Users may post the following information on our Site:
- Public comments
By posting publicly on our Site, you agree not to act illegally or violate these Terms and Conditions in any way.
When you create an account on our Site, you agree to the following:
1. You are solely responsible for your account and the security and privacy of your account, including passwords or sensitive information attached to that account; and
2. Al personal information you provide to us through your account is up to date, accurate, and truthful and that you will update your personal information if it changes.
We reserve the right to suspend or terminate your account if you are using our Site illegally or if you violate these Terms and Conditions.
Sale of Goods
These Terms and Conditions govern the sale of goods available on our Site.
- Financial Services/Coaching
- Digital Courses/Ebooks/Audiobooks/Paperback Books
- All other Digital Items
These Terms and Conditions apply to all the goods that are displayed on our Site at the time you access it. This includes all products listed as being out of stock. All information, descriptions, or images that we provide about our goods are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all goods we provide. You agree to purchase goods from our Site at your own risk.
We reserve the right to modify, reject, or cancel your order whenever it become necessary. If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is our responsibility to monitor your payment instrument to verify receipt of any refund.
Third Party Goods and Services
Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of goods and services made available by third parties on our Site.
User Goods and Services
Our Site allows users to sell goods and services. We do not assume any responsibility for the goods and services users sell on our Site. We cannot guarantee the quality or accuracy of any goods and services sold by users on our Site. However, if we are made aware that a user is violating these Terms and Conditions, we reserve the right to suspend or prohibit the user from selling goods and services on our Site.
We accept the following payment methods on our Site:
- Credit Card;
- PayPal; and
When you provide us with your payment information, you authorize our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorize us to charge the amount due to this payment instrument.
If we believe your payment has violated any law of these Terms and Conditions, we reserve the right to cancel or reverse your transaction.
Shipping and Delivery
When you purchase goods from our Site, the goods will be delivered through one of the following methods:
- Amazon Prime 2 Day Shipping.
Delivery will take place as soon as possible via Amazon’s delivery services. Delivery times may vary due to unforeseen circumstances. Please not that delivery times do not include weekends and statutory holidays.
You are required to provide your complete and accurate delivery address, including the name of the recipient. We are not liable for the delivery of your goods to the wrong address or wrong person as a result of you providing Amazon with inaccurate or incomplete information.
Consumer Protection Law
Where any consumer protection legislation in your jurisdiction applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and remedies under that legislation. These Terms and Conditions will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and Conditions and that legislation, the mandatory provisions of the legislation will apply.
Links to Other websites
Our Site contains links to third party websites or services that we do not own or control. We are not responsible for the content, policies, or practices of any third party website or service linked to our site. It is your responsibility to read the terms and conditions and privacy policies of these third party websites before using their sites.
Limitation of Liability
Swanky Finance and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities, and expenses including the legal fees from your use of the Site.
Except where prohibited by law, by using this Site you indemnify and hold harmless Swanky Finance and our Directors, Officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, liabilities, and expenses including legal feeds arising out of your own use of our Site or your violations of these Terms and Conditions.
These Terms and Conditions are governed by the state of California.
If at any time any of the provisions set forth in our Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will be considered valid.
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.
Please contact us if you have any questions or concerns. Our contact details are as follows:
Murrieta, CA 92563
You can also contact us through the feedback form available on our Site.
Effective Date: 11th day of July, 2021